Senin, 09 Januari 2012

Vocab about Banking (A-W)




Account : A record of money person deposit into a bank >> Rekening
Automatic Deposit : A bank service that allows employees to deposit employees wages directly into the employees bank account >> Transfer gaji langsung ke rekening pegawai
Balance : The difference between credits and debits in an account >> Saldo
Bank : A building in which commercial banking is transacted >> Bank
Bank Charges : money paid to a bank for the bank service >> Biaya Administrasi
Barter : To trade without using money >> Barter
Beneficiary : Someone who receive a certain amount of money >> Penerima
Borrow : To ask the temporary use of money on the condition of repayment and at a set rate of interest >> Meminjam ke orang lain
Branch : Local office or berau of a bank >> Kantor Cabang
Cashflow : Cash earnings minus cash outflows for fixed- and working- capital investment >> Arus Kas
Chasier : An employee of a bank or who receives and pays out money >> Teller
Checing Account : Money put in the bank to be taken out periodically for purchases or bills >> Rekening yang dibuka khusus untuk cicilan
Cheque book : Book containing detachable cheques >> Buku cek
Cheque : written order to a bank to pay the stated sum from one's account >> Cek
Collateral : Something of value as guarantee for a loan >> Jaminan
Counterfeit : Fake money made in order to deceive >> Uang Palsu
Credit : Money in a bank ; Sum added to a bank ; Money lent by a bank >> Uang yang masuk ke bank ; Uang yang di pinjamkan sebagai pembiayaan oleh bank
Credit Card : (Plastic) Card from bank authorising the purchasing of goods on credit >> Kartu Kredit
Currency : Money that is used by a country >> Mata Uang
Current Account : Bank acccount from which money may be drawn at any time >> Rekening koran
Debit : A sum deducted from a bank account, as for a cheque >> Memotong uang dari rekening
Debit Card : You use a debit card in much the same way as a credit card but instead of receiving credit after making your purchase, the funds are automatically withdrawn from your bank account >> Kartu Debet
Debt : The state of owning spmething (especially money) >> Utang
Denomination : A number that express the value of a coin or bill >> Nominal pada uang
Deposit : An amount of money placed with a bank >> Tabungan
Deposit Account : Bank account on which interest is paid, saving account US >> Rekening tabungan
Fill in : To add written information to a document to make it complete >> Mengisi (form)
Interest : Money paid for borrowing money >> Bunga
Interest Rate : The percentage of an amount of money which is paid for the use of that money which is paid for the use of that money over a period of time >> Tingkat suku Bunga
Lend : To give the temporary use of money on the condition of repayment and st a set rate of interest >> Meminjamkan
Loan : Money lent by a bank etc and that must be repaid with interest >> Pembiayaan
Mortgage : Most of us do not buy our homes out right  for cash - instead we borrow money to do so >> KPR (Kredit Pemilikan Rumah)
Overdraft : Deficit in a bank account caused by withdrawing more money than paid in >> Defisit (collapse)
Pay in : To deposit or put money into a bank account >> Setoran
Payee : Person to whom money is paid >> Orang yang menyetorkan uang
Paying-in Slip : Small document recording money that you pay in to a bank account >> Slip Setoran
Pence : More than one penny >> Sen
Standing Order : An instruction into a bank to make regular payment >> Permintaan nasabah kepada bank untuk memotong sejumlah uang dari rekeningnya secara rutin untuk pembayaran sesuatu hal
Statement : A record of transaction in a bank account >> Permintaan nasabah kepada bank untuk melihat catatan keluar masuknya uang yang tidak ada pada buku tabungan
Withdraw : To take money out of a bank account >> Menarik Uang
Withdrawal : The act of taking out money >> Penarikan  
Withdrawal-Slip : Form that are filled out when depositing or withdrawing money >> Slip Penarikan


Semoga Allah mengampuni kekhilafan hamba-Nya dan memberi kesempatan untuk memperbaikinya
Wallahu'alam bishawab..

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